Compare life insurance quotes with theidol.com

• Compare life insurance companies in one quick and easy search, with policies for ages 18�80
• Our life insurance calculator and guides can help you find the right security for your loved ones
• You can speak to a fee-free, impartial adviser.

• What's life insurance?

  Life insurance is a policy that pays out to your partner, children or other beneficiaries if you die while the cover is in place. That might sound bleak, but have you considered how your family will cope financially when you're gone? Life insurance could help you provide for your loved ones and protects them from financial hardship when they need it the most.

  Find out everything you need to know and compare life insurance
• Buying life insurance can seem a bit daunting so we've made it as simple as we can.
  Our partner Assured Futures can give you free and impartial advice while theidol.com makes comparing policies straightforward.[1]
  If you'd prefer to speak to an adviser before you start, you can call 0800 808 6907� or - if you'd rather save your phone bill - you can request a call back by filling in a simple online form. All we need is your contact details and the time you'd like to chat.

  Types of life insurance

  You have a choice of life insurance policies:
  • Term life insurance - you'll be covered for a certain period of time
  • Decreasing term life insurance - your premiums decrease yearly, usually matching up to your mortgage repayments
  • Whole of life insurance - a bit more expensive but this will cover you for the rest of your life
  • Convertible life insurance - you'll be on a fixed term policy that allows you to switch to a whole of life policy when you reach the end of it

  • Life insurance for over 50s

    If you're aged between 50 and 79, you're guaranteed to be accepted for an over 50s life insurance policy - you don't even need to have any medical assessments.
    You'll be covered for the rest of your life but you'll stop paying premiums when you reach 85 or 90.
    You'll also have to go through a qualifying period which usually lasts one or two years. If you die within this time, your beneficiaries will only receive the amount you've paid in premiums.

    How much life insurance cover do I need?

    If you're struggling to work out how much cover you should take out, it's a good idea to talk to a financial adviser.